Partners and Collaboraters
Ananya Finance for Inclusive Growth Private Limited (Ananya) is a registered Non-Banking Finance Company in India. Ananya has inherited Friends of Women’s World Banking (India)’s wholesale lending programme in the field of microfinance, livelihood promotion and other sustainable solutions for the huge base of the pyramid population segment in India. Ananya was formed with a clear vision - a vision to achieve universal access to financial services in India through effective partnerships with microfinance institutions and other community-based organizations in this country. Ananya is a long term partner of Margdarshak and provides debt support to Margdarshak for microfinance.


Andhra Bank is one of the medium size public sector banks of the country, Andhra Bank is involved in providing full range of banking services through innovative customer centric products and to maximize stake holders’ value. Andhra Bank provides Margdarshak with debt support for its microfinance programme.

Bank of Maharashtra, One of the major public sector banks of the country with a GoI holding of 79.80% as on Dec’31 2014, Bank of Maharashtra is involved in serving diverse sections of the society, enhancing shareholders’ and employees’ value while moving towards global presence. Bank of Maharashtra has provided Term Loan facility to Margdarshak.


Central Bank of India, a public sector banking institution is one of the oldest and largest commercial banks in India. Central Bank of India provides Margdarshak with debt support for its microfinance programme.



DIA Vikas Capital Pvt. Ltd.: Opportunity DIA India (ODI) is an initiative of OIA to address the issue of poverty by providing microfinance services to the families from the bottom of the pyramid. It is headquartered at Gurgaon (NCR) Haryana. DIA supports innovative and creative ways to serve the poorest, most disadvantaged areas and clients, working in areas that other microfinance and enterprise development providers are not currently serving and are unwilling to serve in the future. Dia is a substantial investor and strategic partner of Margdarshak’s microfinance programme.

IDBI Bank has essayed a key nation-building role, first as the apex Development Financial Institution. As a DFI, the erstwhile IDBI stretched its canvas beyond mere project financing to cover an array of services that contributed towards balanced geographical spread of industries, development of identified backward areas, emergence of a new spirit of enterprise and evolution of a deep and vibrant capital market. IDBI Bank Ltd. provides Margdarshak with debt support for its microfinance programme.

Indian Overseas Bank a largest public bank, a pioneer in Banking, Insurance and Industry with the twin objectives of specialising in foreign exchange business and overseas banking. The bank has the objective to enable women in the lower strata of society to equip themselves with the essential skills and knowledge required for embarking on a career of their choice. IOB provides Margdarshak with debt support for its microfinance programme.

MAS Financial Services Ltd. is specialized retail financing organization engaged in financial services since 1988 and offers MSME, Agri, SME, Home and Commercial Loansmas. The organisation aims to have a very significant market share in financial services distribution with the focus remaining on the vast lower income and middle income groups of the society, spread across urban, semi urban and rural areas, and including formal and informal sector. MAS provides Margdarshak with debt support for its microfinance program.


MicroSave is at the forefront of efforts to move microfinance from a product-driven to a market-led basis through Product development; Product delivery systems; Customer service strategies; and corporate brand and identity. MicroSave provides technical support to Margdarshak for business planning, process development and strategic growth management.


NABARD is set up as an apex Development Bank with a mandate for facilitating credit flow for promotion and development of agriculture, small scale industries, cottage and village industries, handicrafts and other rural crafts. It also has the mandate to support all other allied economic activities in rural areas, promote integrated and sustainable rural development and secure prosperity of rural areas.

Oiko Credit is one of the world’s largest sources of private funding to the microfinance sector. It also provides credit to trade cooperatives, fair trade organizations and small-to-medium enterprises (SMEs) in the developing world. Oiko provides Margdarshak with debt support for its microfinance programme.


Opportunity International Australia (OIA) is a global leader of microfinance and enterprise development. The pioneering work of David Bussau and the late Al Whittaker began in the 1970's during the earliest days of the microfinance revolution. Opportunity International continues today through the commitment and shared vision of five support partners and 44 implementing partners throughout Asia, Africa, Latin America and Eastern Europe.

Reliance Capital Ltd. is a financial services company and part of a Reliance Anil Dhirubhai Ambani Group. Reliance Capital ranks among the top 3 private sector financial services and banking companies, in terms of net worth. Reliance Capital Ltd. provides Margdarshak with debt support for its microfinance programme.


The business domain of SIDBI consists of small scale industrial units, which contribute significantly to the national economy in terms of production, employment and exports. SIDBI's assistance flows to the transport, health care and tourism sectors and also to the professional and self-employed persons setting up small-sized professional ventures. SIDBI retained its position in the top 30 Development Banks of the World in the latest ranking of The Banker, London. SIDBI is an investor and strategic partner of Margdarshak’s microfinance programme.

One of the oldest and major commercial banks of the country, UCO Bank is involved in providing a host of financial services to the public. UCO Bank is the first bank in the region to provide Margdarshak with debt support for its microfinance programme.


One of the largest public sector banks of the country, Union Bank of India is involved in providing a host of financial services to the public. The bank was one of the first ones to extend finance to Margdarshak.



Established in 1979 as a Christian response to poverty, Traidcraft is UK’s agency that campaigns in the UK and internationally to bring about trade justice. Margdarshak Development Services has partnered with Traidcraft for implementing Eco-Jute project. It works with small and medium enterprises that make jute products in Bangladesh and West Bengal (India).

The Oxfam India is rights-based organizations that fight poverty and injustice by linking grassroots programming (through partner NGOs) to local, national and global advocacy and policy-making. Margdarshak works in partnership Oxfam to address root causes of poverty and injustice in the areas of Economic Justice and Gender Justice.


Margdarshak Development Services has collaborated with Indian Veterinary Research Institute (IVRI), a premier research institute of livestock research and development, for providing technical assistance to Margdarshak Development Services in livestock lending and livestock strengthening programme. The Institute helps MDS in developing training materials for its livestock strengthening programme. MDS is also taking assistance from IVRI for commercializing technologies for producing fodder supplements for increasing the yields of milch cows.

Margdarshak Development Services is functioning as Business Correspondent for Yes Bank. The partnership enables MDS in providing savings, micro insurance and remittance services to the communities. Under the partnership, Margdarshak Development Services is responsible for opening of the Bank accounts and savings generation. Yes Bank is providing mobiles which are directly linked to its CBS server and any deposits taken are reflected into the accounts of the clients. In addition a Bluetooth printer is being provided for generating receipts for the clients. Yes Bank is providing standard ATM cards to the people enrolled for withdrawal from any banks ATM.

Our Partners

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